Dear Savvy Senior, I’ll be 65 in a few months and I recently pre-enrolled in original Medicare. But last week, I received a member card in the mail for a Medicare Advantage plan that I did not enroll in. What’s going on? Medicare is so confusing with all the different choices, and now it see…
Dear Savvy Senior, What can you tell me about incentive trusts? I have two adult children that are financial disasters. Before I die, I want to put some type of requirements in place that they will need to follow in order to receive their portion of my estate. Otherwise, they’ll blow it all …
Dear Savvy Senior, How much does an average funeral and body burial cost? I need to make funeral arrangements for my aunt, who’s terminally ill, and would like to have a cost idea going in so I can plan and budget appropriately.
Dear Savvy Senior, What’s the best way to find a good handyman or tradesman to do some work around the house? I’ve have had some bad luck lately with unprofessional workers who do shoddy work and charge too much.
Dear Savvy Senior, What is the easiest way to apply for my Social Security retirement benefits, and how far in advance do I need to apply before I start collecting? Approaching 62
Dear Savvy Senior, What are the cheapest cellphone options available to seniors today who only want one for emergency purposes or occasional calls? I have a cellphone now that cost me $30 per month, but I hate paying for something I hardly ever use.
Dear Savvy Senior, My 79-year-old mother, who lives alone, has fallen several times over the past year. Are there any extra precautions we should take that can help prevent this?
Dear Savvy Senior, Where are some good places to donate old hearing aids, eyeglasses and mobility equipment? My uncle passed away a few months ago and left behind a bunch of useful aids that could surely help someone else.
Dear Savvy Senior, Does Medicare cover spouses who have not worked? I have worked all my life, but my spouse worked only for a few years when we first got married but then quit to take care of our children fulltime. Will she be eligible for Medicare?
Dear Savvy Senior, Who all is eligible for Social Security survivor benefits? My ex-husband died last year at the age of 59, and I would like to find out if me, or my two kids – ages 13 and 16 – that we had together are eligible for anything?
Dear Savvy Senior, I just turned 62 and am financially prepared for retirement, but I’m less certain about how to spend my time after leaving work. Can you recommend some resources or tools that can help me with this?
Dear Savvy Senior, I’ve heard that there’s a new diet that can help prevent Alzheimer’s disease. What can you tell me about this? My 80-year-old mother has Alzheimer’s and I want to do everything I can to protect myself.
Dear Savvy Senior, I’m interested in getting my 78-year-old mother a tablet for video calls and email but want to get one that’s super simple to use. What can you recommend?
Dear Savvy Senior, Can you tell me how to go about replacing important lost documents? My wife and I recently downsized to a retirement community, and somewhere in the move we lost our Social Security and Medicare cards, birth certificates, marriage license and passports.
Dear Savvy Senior, I have severe arthritis in my knee and could use a walking cane to help me get around. Is there anything I should know about canes before I buy one?
Dear Savvy Senior, Can you offer any helpful tips for downsizing? My husband and I are interested in moving to a condo downtown when we retire, but we need to get rid of a lot of our personal possessions before we can move. We’ve lived in the same house for almost 35 years and have accumulat…
Dear Savvy Senior, I will turn 62 in a few months and am trying to decide when to start taking my Social Security retirement benefits. Almost everything I read on this topic tells me it’s better to wait until my full retirement age or beyond. Is there ever a good reason to start early?
Dear Savvy Senior, I’ve read that many car insurance companies offer a variety of discounts to older drivers when they retire or reach a certain age. What can you tell me about this?
Dear Savvy Senior, I just turned 65 and would like to find out what types of vaccinations are recommended to Medicare beneficiaries, and how they are covered.
Dear Savvy Senior, Are there any services that you know of that help families resolve caregiving conflicts? My mother – who just turned 82 – recently had a stroke, and to make matters worse, my two siblings and I have been perpetually arguing about how to handle her caregiving needs and finances.
Dear Savvy Senior, What tips can you recommend for finding affordable prescription eyeglasses? I used to have vision insurance through my work, but lost it when I turned 65, retired, and signed up for Medicare.
Dear Savvy Senior, I have been thinking about getting a long-term care insurance policy, but have found the monthly premiums to be very expensive. How can I find cheaper coverage?
Dear Savvy Senior, What is the IRS income tax filing requirements going to be for this tax season? Due to health problems I stopped working early last year, so I’m wondering if I need to file.
Dear Savvy Senior, Can you offer any information on hospice care, how to choose a good provider, and whether Medicare covers it? My grandmother has terminal cancer and wants to die at home, if possible.
Dear Savvy Senior, I have struggled with some shortness of breath for the past five years or so. I just thought I was getting older and out of shape, but a friend recently mentioned I may have COPD. What can you tell me about this?
Dear Savvy Senior, Can you recommend some good home video monitoring devices that can help my sister and me keep an eye on our elderly mother? Over the holidays, we noticed that her health has slipped a bit, and would like to keep a closer eye on her.
Dear Savvy Senior, My father died several years ago, at the age of 76, from a stomach aneurysm, which now has me wondering. What are my risk factors of getting this, and what can I do to protect myself, as I get older?
Dear Savvy Senior, Can you give me the details on required IRA and 401(k) distributions? I turned 70 this year, and want to be clear on what I’m required to do, and when I’ll have to do it.
Dear Savvy Senior, I’ve been told that my children, who are 13 and 16 years old, may be eligible for Social Security when I file for my retirement benefits. What can you tell me about this?
Dear Savvy Senior, When my brother died last year, my sister and I had a regular funeral for him and got stuck with a $12,000 bill. Can you recommend some funeral cost cutting tips or cheaper alternatives? I don’t want to stick my kids with a big funeral bill after I’m gone.
Dear Savvy Senior, I recently received a letter from my Medicare drug plan provider notifying me that they are increasing my co-pays next year. I’d like to look for a better plan but could use some guidance. What’s the easiest way to do this?
Dear Savvy Senior, I need to find some help with selling my elderly mother’s house – where she’s lived for almost 50 years – and relocating her to an apartment or condo closer to where I live. Can you recommend any businesses or services that specialize in helping seniors relocate?
Dear Savvy Senior, An old family friend recently asked me to be the executor of his will when he dies. I feel flattered that he asked, but I’m not sure what exactly the job entails. What can you tell me?
Dear Savvy Senior, I would like to get my wife and I set up with some type of roadside assistance service in case we get a flat tire or our battery conks out. Can you recommend some good and affordable services for retirees on a budget?
Dear Savvy Senior, What can I do to stop the perpetual prerecorded robocalls I keep getting? I’m signed up with the National Do Not Call Registry, but it seems like I still get three or four robo telemarketing calls a day offering lower credit card interest rates, medical alert devices and more.
Dear Savvy Senior, Can you recommend any tips to help me save on my medication costs? I currently take five different prescription medications that are very expensive even with insurance.